Why the Future May Not Be as Secure as You Assumed

Long-Term Insurance Quote Oceanside CA

Long-Term Insurance Quote Oceanside CA Living in the moment is easy to do. Most people don’t want to think about what might happen in the future, at least not the bad things. We don’t want to think about having a heart attack, a stroke, dealing with pneumonia, or having to be hospitalized for some other… Continue Reading Why the Future May Not Be as Secure as You Assumed

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Stephen Elliott Speaks about Long-Term Care Insurance

Long-Term Care Insurance Companies Del Mar CA Steve Elliott was at the Solana Beach Mission Federal Credit Union speaking about long term care insurance planning. Steve is the President of the #1 Long Term Care Agency in San Diego County, LTC Capstone Insurance Agency. He works closely with Mission Federal Credit Union to help educate… Continue Reading Stephen Elliott Speaks about Long-Term Care Insurance

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3 Reasons People Neglect to Consider Long-Term Care Insurance

Long-Term Care Insurance Cost Carlsbad CA

Long-Term Care Insurance Cost Carlsbad CA There are so many expenses in life that many people don’t want to even think about the prospect of voluntarily spending more. When it comes to insurance, there are often a number of requirements people need to consider, especially automobile insurance, homeowner’s insurance, and even business insurance. One thing that… Continue Reading 3 Reasons People Neglect to Consider Long-Term Care Insurance

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3 Reasons Dad Needs to Consider Long-Term Care Insurance

Long-Term Care Insurance Encinitas CA

Long-Term Care Insurance Encinitas CA Your father’s getting older. Living alone, you worry about him. Even though he retired more than 10 years ago and has been quite active during his retirement, you see the signs that he’s slowing down. His strength, agility, and balance are diminished. He’s having more difficulty getting up out of his… Continue Reading 3 Reasons Dad Needs to Consider Long-Term Care Insurance

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7 Key Components of Care a Comprehensive Long-Term Care Insurance Policy Covers

Long-Term Care Insurance Del Mar CA

Long-Term Care Insurance Del Mar CA Purchasing long-term care insurance is a great idea for anyone, especially as they get older. The older a person is, though, the more expensive the policy will likely be. It’s similar to life insurance, and while many people hear a great deal about life insurance policies and why it’s… Continue Reading 7 Key Components of Care a Comprehensive Long-Term Care Insurance Policy Covers

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3 Common Reasons People Face ‘Sticker Shock’ When Shopping for Long-Term Care Insurance

Long-Term Care Insurance Cost Carmel Valley CA

Long-Term Care Insurance Cost Carmel Valley CA If you just started looking around for long-term care insurance, either for yourself, a parent, or other family member, you may be dealing with some sort of ‘sticker shock.’ It’s not that uncommon, mostly because people have no idea about this insurance policy to begin with and when… Continue Reading 3 Common Reasons People Face ‘Sticker Shock’ When Shopping for Long-Term Care Insurance

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5 Key Strategies for Starting a Long-Term Care Insurance Discussion with Your Parent

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Long-Term Care Insurance in San Diego CA You’ve seen the signs developing. As much as you don’t really want to think about your aging parent losing their physical capabilities or even the fact that they may face health challenges in the future, you’re aware that long-term care insurance should be discussion to have with them… Continue Reading 5 Key Strategies for Starting a Long-Term Care Insurance Discussion with Your Parent

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Long Term Care Insurance: Group plan vs Individual

Long-Term Care Insurance in San Diego As long term care insurance gains more traction as a critical component of everyone’s retirement planning more and more employers and association’s are offering group long term care insurance to their employees and members. Unfortunately, most people just assume a group plan is better than an individual plan. This… Continue Reading Long Term Care Insurance: Group plan vs Individual

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The California Partnership for Long Term Care Insurance: An Incentive from the State to Purchase Long Term Care

Nationwide about half of all nursing home residents are on Medicaid. In California, we call it Medi-Cal and the percentage of nursing home residents on Medi-Cal is closer to 60%! Let’s keep in mind what this means. In order for one to qualify for Medi-Cal you have to spend down all your “countable” assets down… Continue Reading The California Partnership for Long Term Care Insurance: An Incentive from the State to Purchase Long Term Care

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A NEW WAY TO PAY LTCI PREMIUMS – TAX FREE!

Long Term Care Insurance in San Diego CA

Long Term Care Insurance in San Diego CA As of January 1st, 2010 there is a new way to pay your long term care premiums with tax-free withdrawals from Non-Qualified Annuities. The Pension Protection Act goes into effect 1/1/2010 and provides yet, another incentive from the government to encourage citizens to protect themselves against the… Continue Reading A NEW WAY TO PAY LTCI PREMIUMS – TAX FREE!

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