Three Things You Can Do Today to Reduce the Risk of Needing Long-Term Care in the Future
How often have you thought about the prospect of requiring some type of long-term care? If you’re like most Americans, you don’t think much about it at all. Sure, we understand our own mortality and that accidents can happen. No one is guaranteed a tomorrow and most people who don’t survive today woke up with the expectation that this was just going to be another day.
Long Term Care Insurance Rancho Penasquitos CA – Three Things You Can Do Today to Reduce the Risk of Needing Long-Term Care in the Future
When we don’t think about things in an acute manner, we have a tendency to overlook important details. One of those important details could be in the prospect of requiring long-term care.
Long-term care can cover a wide range of services, including visiting nurses, in-home care aides, nursing home care, and much more. A medical emergency, an accident that leads to serious injuries and disabilities, and more can all lead to the requirements of long-term care.
There are things you can do to not just protect your assets and family in the future, such as carrying long-term care insurance, but also reduce the risk of requiring some type of long-term care in the future.
1. Taking better care of your health.
If you eat junk food, consume too much alcohol, don’t exercise, and don’t do other things that are important for good health, you increase the risk of a health emergency in the future. You also increase the risk of requiring some type of long-term care.
For example, people today understand how harmful smoking is, but for those who continue to take on this bad habit, they increase the risk of developing serious illnesses that make it difficult for them to take care of themselves in the future. The better you take care of your health now, the less likely you may need long-term care.
2. Slow down.
When we get caught up in the hustle and bustle of daily life, we have a tendency to rush from one place to the next. If you have a tendency to speed, weave in and out of traffic, or simply run up and down the stairs far too quickly, slow down. If you reduce the risk of accidents, you reduce the risk of being injured and disabled as a result of them.
3. Keep up with regular doctor visits.
Whether it’s your primary care physician, a hearing specialist, an eye doctor, or other specialist, keep up with these appointments as recommended. The sooner that problems are detected, the more likely there will be viable treatment options to help you avoid the need for long-term care.
If you or a loved-one are considering Long-Term Care Insurance in Rancho Penasquitos CA, please contact Steve Elliott at Capstone Insurance for an honest discussion about your future and your options. Call today (858) 350-3161.
I work with all the major insurance companies and my objective is to help my clients determine if long term care protection makes sense for them and if so, to help them shop the market to find the best company at the best rate
I specialize in Traditional Long Term Care Insurance as well as Hybrid Long Term Care Plans which are either a combination of Life Insurance and Long Term Care or an Annuity Plan with Long Term Care
I’ve been specializing exclusively in Long-Term Care Insurance Planning for over 21 years.
Steve was recognized as a 2003 Long Term Care Expert of the Year at The National Long Term Care Producers Summit
2006 was awarded Senior Market Advisor of the Year Finalist by Senior Market Advisor Magazine
National Speaker for Numerous Industry Meetings
Awarded Nations Top 10 Agent 8 times by the American Association of Long Term Care Insurance
Author of numerous published articles on long term care planning
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