You Protect Your Home, Car, and Life, but What About Your Assets?
In today’s modern society there are many different kinds of insurance. The most common forms are homeowner’s insurance, automobile insurance, health insurance, and life insurance. Many people take on these insurance policies as added expenses into their monthly routine as a way to protect themselves and their family for the future.
Long-Term Care Insurance Quote San Diego CA – You Protect Your Home, Car, and Life, but What About Your Assets?
That’s one of the main reasons why people should consider long-term care insurance.
However, most people don’t even consider this type of insurance. The majority of individuals throughout the country simply don’t realize there’s an insurance policy that can help cover long-term care costs.
They don’t look into this because it’s not on their radar.
Most people, when they take out a mortgage, are required by their lender to carry homeowner’s insurance. Anyone who drives a car legally in the United States is required, by law, to have automobile insurance, at least liability coverage. If you have a loan on a brand new vehicle, they will likely require you to carry collision coverage as well.
The Affordable Care Act passed in 2010 required every American to have health insurance. As far as life insurance is concerned, it’s carried significantly less frequently than these other forms of insurance, but since everyone understands their own mortality, they realize the importance and value in having some financial support for loved ones in the event they are no longer around to provide for them.
Long-term care insurance can provide financial support to those who may require some type of long-term care. This can include home care support services, either an aide, visiting nurse, or series of caregivers. It can also help pay for nursing home care and assisted living.
Every policy is different, so a person who may be interested in this type of insurance should sit down with a qualified and experienced broker to go over all provisions of the policy, what’s available, and get a quote for the cost.
The sooner a person starts a policy, the more cost-effective it is.
The same holds true with life insurance. When an individual begins carrying life or long-term care insurance from their 40’s, it can be a lot more cost-effective than if they wait until they are in their 50’s or 60’s before they start up a policy.
An insurance policy helps to protect assets, income, family members, and much more. With long-term care insurance, a person can protect their savings and retirement funds in the event they or another covered individual requires long-term care in the future.
If you or a loved-one are considering Long-Term Care Insurance Quote in San Diego CA, please contact Steve Elliott at Capstone Insurance for an honest discussion about your future and your options. Call today (858) 350-3161.
I work with all the major insurance companies and my objective is to help my clients determine if long term care protection makes sense for them and if so, to help them shop the market to find the best company at the best rate
I specialize in Traditional Long Term Care Insurance as well as Hybrid Long Term Care Plans which are either a combination of Life Insurance and Long Term Care or an Annuity Plan with Long Term Care
I’ve been specializing exclusively in Long-Term Care Insurance Planning for over 21 years.
Steve was recognized as a 2003 Long Term Care Expert of the Year at The National Long Term Care Producers Summit
2006 was awarded Senior Market Advisor of the Year Finalist by Senior Market Advisor Magazine
National Speaker for Numerous Industry Meetings
Awarded Nations Top 10 Agent 8 times by the American Association of Long Term Care Insurance
Author of numerous published articles on long term care planning
- How Much Wil Long-Term Care Insurance Cost? - October 29, 2024
- Is It Too Late To Get Long-Term Care Insurance For My Parent? - October 24, 2024
- How Much Does Long-Term Care Insurance Cost? - October 14, 2024