5 Key Strategies for Starting a Long-Term Care Insurance Discussion with Your Parent

long-term care insurance in san diego

Long-Term Care Insurance in San Diego CA You’ve seen the signs developing. As much as you don’t really want to think about your aging parent losing their physical capabilities or even the fact that they may face health challenges in the future, you’re aware that long-term care insurance should be discussion to have with them… Continue Reading 5 Key Strategies for Starting a Long-Term Care Insurance Discussion with Your Parent

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Long Term Care Insurance: Group plan vs Individual

Long-Term Care Insurance in San Diego As long term care insurance gains more traction as a critical component of everyone’s retirement planning more and more employers and association’s are offering group long term care insurance to their employees and members. Unfortunately, most people just assume a group plan is better than an individual plan. This… Continue Reading Long Term Care Insurance: Group plan vs Individual

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The California Partnership for Long Term Care Insurance: An Incentive from the State to Purchase Long Term Care

Nationwide about half of all nursing home residents are on Medicaid. In California, we call it Medi-Cal and the percentage of nursing home residents on Medi-Cal is closer to 60%! Let’s keep in mind what this means. In order for one to qualify for Medi-Cal you have to spend down all your “countable” assets down… Continue Reading The California Partnership for Long Term Care Insurance: An Incentive from the State to Purchase Long Term Care

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A NEW WAY TO PAY LTCI PREMIUMS – TAX FREE!

Long Term Care Insurance in San Diego CA

Long Term Care Insurance in San Diego CA As of January 1st, 2010 there is a new way to pay your long term care premiums with tax-free withdrawals from Non-Qualified Annuities. The Pension Protection Act goes into effect 1/1/2010 and provides yet, another incentive from the government to encourage citizens to protect themselves against the… Continue Reading A NEW WAY TO PAY LTCI PREMIUMS – TAX FREE!

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